DAMIZPAH logo
Our Solutions

Empowering Your Financial Future

Tailored financial tools designed to uplift individuals and small businesses. We provide the capital and coaching you need to thrive in a modern economy.

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Popular

Salary Loan

Quick financial support for employees without collateral.

Interest Rate

8%

per month

  • check_circleRepayment: 1 – 6 months
  • check_circleNo collateral required
  • check_circleFast approval
person

Personal Loan

Flexible financing for personal projects and emergencies.

Interest Rate

7%

per month

  • check_circleRepayment: 1 – 6 months
  • check_circleCompetitive rates
  • check_circleFlexible eligibility
business_center

Individual Business Loan

Capital for inventory, equipment, and business expansion.

Interest Rate

7%

per month

  • check_circleRepayment: 1 – 6 months
  • check_circleBusiness mentoring
  • check_circleGrowth financing
groups

Group Business Loan

Empowering community groups with affordable financing.

Interest Rate

7%

per month

  • check_circleRepayment: 1 – 6 months
  • check_circleGroup guarantee
  • check_circleCommunity support
Our Process

Your Path to Funding

We guide you through every step. Here is exactly what to expect from start to finish.

1

Complete the application

Fill out the loan application form with your basic details.

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2

Provide your Ghana Card

Upload or present a valid Ghana Card (or other accepted national ID).

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3

Submit proof of income

Provide details of your business or proof of regular income.

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4

Add your guarantor

Provide a guarantor with a valid ID to back your application.

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5

Upload final documents

Submit any remaining paperwork requested by your loan officer.

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6

Application review

Our credit team quickly reviews and verifies your submitted details.

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7

Sign the agreement

Review your final terms and sign the official loan agreement.

draw
8

Get your funds

Receive your money instantly via Mobile Money (MoMo) or bank transfer.

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Ready to start Step 1?

Get in touch with our team in Obuasi. We will help you prepare your paperwork and make the application process seamless.

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FAQ Help Desk

Frequently Asked Questions

Have questions about Damizpah Microfinance? Find quick answers regarding our process, requirements, and services below.

Any Ghanaian citizen or legal resident who is at least 18 years old and meets our loan requirements.
You will typically need a valid Ghana Card (or other accepted national ID), proof of income or business registration (if applicable), details of your guarantor(s), and any other supporting documents requested by our loan officer.
Yes. Most of our loans require one or more guarantors with valid national identification, depending on the loan amount and type.
Yes. We consider financing for both newly established and existing businesses, subject to our internal credit and business viability assessment.
You can apply by visiting our main office in Obuasi or by reaching out to our support team directly using the contact details on our website.
We offer tailored financial solutions including Business Loans, Personal Loans, Salary Loans, and Group Loans.
Applications are reviewed as quickly as possible. Once all required verification documents and guarantor details are submitted, our credit team processes approvals swiftly.
Your maximum loan limit depends on your overall eligibility, proven repayment capacity, and our financial assessment during application.
Interest rates depend on the specific type of loan you select and your chosen repayment period. Please contact our Obuasi office for our current competitive rates.
Approved loans are disbursed straight to you using your agreed payment method, such as your registered bank account or directly to your Mobile Money (MoMo) wallet.
Repayments can be made according to your agreed schedule through convenient channels like Mobile Money, direct bank transfer, or other approved offline payment methods.
Yes. We support early repayments. Please contact our support team to discuss terms and get an accurate calculation of your early payoff balance.
If you anticipate missing a payment, please contact us immediately. Additional charges, interest, or late penalties may apply according to your signed loan agreement terms.
Yes. Customers who establish a consistent, timely repayment history are highly eligible and may quickly qualify for subsequent loans.
Yes. We strictly protect your privacy. All customer data and financial information are kept completely confidential and used strictly for loan processing and account management purposes.